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Saturday, March 10, 2012

Join the Couponing Craze and Start Saving Money Now!




Have you heard about the latest craze to sweep across the nation when it comes to saving money? It is not some new investment technique but instead it is something simple that anyone can do from their own home. It is couponing and it can be a way to shave some dollars off your weekly shopping bill!

As the economy squeezes more and more out of us for everything from housing costs to gas to food we need to find ways to save money on anything (and everything) we can. Rising costs hurt the most vulnerable the fastest, which is those who live on low to modest incomes. One of the ways in which you can be proactive in dealing with higher prices is to use coupons. They offer an excellent means of focusing your attention on good buys and they also make doing your shopping a great deal less stressful.  

I stop right now though and pause to go back and read the question that I began this article with. The latest craze? Really? I cannot help but laugh because using coupons is nothing new to me. In fact I remember my mother clipping coupons to help our family save a few dollars back when I was a little girl. That was not yesterday! You may be able to relate. Couponing though has gone through a transition and has reemerged as a popular trend that is in fashion. Due to its popularity the access to coupons has increased as has the potential for them to save you money- and that is what matters after all! 

They say that everything old becomes new again. The use of coupons fits that description perfectly. So what do you need to know about couponing? Let’s look at a few basic principles of the old-turned-new concept of couponing: 

 Organization is Essential

 If you are an organized person then organizing your coupons should not be difficult for you at all. If you are not then… well… time to exercise your organization muscles! Before you go shopping, make a list of the items you want to buy. Make note on your list of which items you have a coupon for. Check store flyers before you leave your home. If you have a coupon for an item that you need to buy and it is also on sale then that equals extra savings! Use coupons for sale items whenever possible!

It helps to organize your coupons in such a way that they are always handy when you need them and also to make sure that they get used before their expiry dates are up. There are many stores that sell very basic coupon organizers. Look for one that is appropriate for your needs. Organize them in a manner that is most suitable for you.  For example you might want to organize them according to their categories, such as food coupons, pet coupons, household item coupons, personal care coupons and so on.

Keep your coupon organizer close at hand when you go to the mall. In the glove compartment in your car is a good spot as is your handbag or your shopping bag. 

Finding Coupons

Finding coupons might take some work at first but once you get the hang of it you will find them easier and easier to locate. If you subscribe to the local paper then you should find coupons in there. For example, the Saturday or Sunday edition of many papers features a selection of coupons. Some companies send coupons through the mail to consumers while others go door-to-door and deliver them. On occasion coupons will be handed out in stores and some coupons are attached to specific products. 

There are also websites that you can subscribe to that will make coupons available to you. In fact they are readily available online. Check the website of a variety of stores as well as the websites of companies that manufacture many of your favorite products. There are often contests that you can enter on the websites as well. Please note that not all stores accept coupons that are printed off of the Internet. When in doubt check with the customer service desk at any given store to find out what their policy is regarding the use of coupons.

Another place to look is the retailers themselves. Check the entrance of any given store to see if there are any coupons that are free to anyone and/or if there are coupons that are included in the sales flyers.  

Also Worth Knowing

While most sales run for a week (and sometimes two), coupons can be effective for anywhere from a week to a number of months. Make note of when the expiry dates are. Take note as well that some coupons are only for specific stores. 

Couponing offer you a means of saving money on the products you buy regularly but also on products you would like to try. Save money today by giving couponing a try!


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Tuesday, March 6, 2012

Bridal Shoe Shopping on the Cheap

If you are planning a spring or summer wedding then you need to buy many things, one of them being your bridal shoes. The wedding shoes may not seem that important because they do not take center stage like the dress but they still matter. 

When it comes to finding inexpensive shoes for your special day you need to be creative and to shop around. But where do you look? 

Payless Shoe Source

Payless Shoe Source is not called “payless” for nothing. This is one of the best places to look for elegant and cost savvy bridal shoes, regardless of whether you are looking for a traditional pair of shoes or a more modern looking chic pair. The average price for pumps and strappy sandals is $25 to $40. Shoes can be purchased online or at a store in your area. Visit http://www.payless.com to browse the selection they offer.

Wal-Mart

If you are a regular Wal-Mart shopper then you are aware of average costs at this retail giant. Wal-Mart may not be the height of sophistication and wedding allure, but the department chain carries a wide selection of dressy shoes that would be appropriate for bridal wear. Whether you are looking for a strappy pair of heels in off white or a pair of pumps in white be they high or low heeled, Wal-Mart is the place to look for value. If you shop at the end of the season you will be greeted with plenty of shoes on sale. You can also shop online at http://www.walmart.com.  

Thrift Stores and Consignment Shops

Thrift stores and consignment shops are full of inexpensive items such as wedding shoes. These are excellent places to find many bridal accessories as well. If you are a shrewd and patient shopper and are willing to spend some time searching, then you will be rewarded with finding shoes that have been barely worn and still have a new appearance.

If your shoes just need a little extra something to give them a little more punch for your wedding day then visit http://www.do-it-yourself-weddings.com/rhinestone-shoe-clips.html  for some rhinestone shoe clip ideas that you can make yourself with only a few dollars!

Other Tips for Bridal Shoes:

-Do not buy the first pair of wedding shoes that appeal to you. Instead try on a variety of pairs before you make a final decision.
-Always go shoe shopping in the late afternoon or evening because your feet swell throughout the day.
-Buy a pair of shoes that are comfortable to walk and dance in. Sore feet on your wedding day are not allowed!
-Buy shoes that are “you”. If you rarely wear heels then don’t buy a pair with three or four inch heels and expect to look natural wearing them.
-Try your bridal shoes on with a pair of stockings in the same color that you will be wearing on your wedding day.
-Once you buy your shoes practice walking in them at home in the days and weeks leading up to the wedding. If any new shoes need to be broken in before use, they are your bridal shoes!


Image: Sharron Goodyear / FreeDigitalPhotos.net







Sunday, March 4, 2012

Thrift Store Shopping- Do Not Be So Quick to Turn Your Nose Up at the Thought!



Upon entering some thrift shops it is not hard to understand why some people turn their noses up at them and even turn up their noses at the thought of them. But as a person who has spent many years perusing the selection at various thrift stores not just in the community I live in but in other towns and cities as well, I can tell you that many of these shops are worth a second look and indeed a closer look. They are not all filled with junk that other people have discarded.

When money is tight-and let’s face it, when isn’t it?- looking for clothing that is new to you offers a means of adding to your wardrobe without spending too much of your hard earned cash. Here are some tips to help you when you decide it is time to do some thrift store exploring:

One. You may decide to visit one thrift store or many but you must be prepared for the fact that they are not arranged in the same manner as your retail clothing stores. Plan your shopping trip on a day when you actually have the time to look around. It will take you some time to sort through the racks of clothes or to look through bins. Not every thrift store displays its clothing choices in the same manner so bringing your patience and your energy will make your trip much more of a success and a great deal more enjoyable!

Two. Speaking of enjoyable, why go it alone? Bring a loved one or friend along with you to browse. That way you can catch up on what is going on with each other’s lives and you can wile away the day together shopping. It also helps to get another person’s objective opinion on a garment that has caught your eye.

Three. Know what items you have in your wardrobe and look for pieces that will coordinate well with what you already have. If you want to buy a complete outfit that is up to you but mixing and matching is often the way to go. For instance you may like the look of that bright orange sweater but if you are limited in the separates that you can wear with it then it is a garment that probably will not see a lot of wear.

Four. Just because it is a second-hand clothing store does not mean that you should accept substandard conditions in the clothing it sells. Stay away from clothing that is outdated, needs a lot of work or looks like it has seen better days. Try to find the newest pieces and the pieces have been treated with TLC amongst the apparel that the shop sells.

Five. When you find a thrift store that appeals to you put it on your list as a frequent store to visit. The inventory at thrift clothing stores can change fairly often and if you go often enough then you will be the one taking home the most valuable merchandise.

Six. Some thrift stores have sales and special deals on occasion. If you are there regularly then you will be privy to the specials. This will further help you to save money on your clothing budget.

Seven. Search out the thrift stores that are in out of the way places as opposed to those that are in high traffic areas. The merchandise will be less picked over in these places and the prices might even be lower.

Eight. Find out if the thrift store will allow you to exchange your unwanted garments for credit. If they do not then find out if they accept donations. Some stores will offer you a coupon such as $5.00 off purchases that are $25.00 or more when you donate to their store. If not then at least get a receipt and you can claim the donation on your tax return.

Enjoy your thrift store adventures!

Image: photostock / FreeDigitalPhotos.net

Saturday, March 3, 2012

Poverty with Style is Possible!- Patti Style!



Poverty With Style is all about how you can live well on a lower income. The site intends to offer its readers as many tips and suggestions as possible about saving money and living for less and with less.

If you find yourself constantly with not enough money to pay your bills and live your life to its fullest then you need some Poverty with Style to help you out along the way. Whether you want to learn how to save money on food, clothing, travel or your utility bills you will find it here. You will also find out how to save money in general. Yes you can do it on a lower income! All it takes is dedication, a plan and lots of effort and patience.

I hope you will find some help for your financial woes here and you will also find some hope and inspiration to lighten your load and allow you to breathe easier. Getting by with less money does not mean that you have to deprive yourself of all of the comforts of life. You can still live well, just with less.

Enjoy the website!

Patti

Image: Ambro / FreeDigitalPhotos.net